Our experts provide results.

 

 

How have others done?

Independence Township Fire Department serves the City of Clarkston and the Town of Independence.  The City of Clarkston has maintained an ISO Class-5 for years.  In 2006 NFSO was contracted to develop and project manage a plan to lower the ISO rating.  Chief Steve Ronk manages one of the best fire departments in the US. He believes superior performance should be a normal way of life. It is in his blood and heritage; he is a third generation fire chief.  His staff truly follows his lead and beliefs; it shows in their attitude, professionalism, and dedication. The ISO rating was a great concern to Chief Ronk.  He learned thru research that if the ISO rates were lowered, residents and business owners would benefit by reduced insurance premiums.  In over a two year journey, his proof of excellence became a reality in 2008.  ITFD had the honor offering the City of Clarkston an ISO score of Class-3.  Only missing a Class-2 by roughly one point.  ITFD was awarded the highest overall "ISO" score in the "State of Michigan" by any City, Township, or County which has a population of less than 1,000,000.  ITFD's overall score was a 78.60.   The City of Clarkston and Independence Township are truly blessed to have such a dedicated Chief, and his professional fire fighting staff.

 

The City of Cape Coral is the Second largest city in the State of Florida covering 115 square miles.  CCFD maintained an ISO Class-4/9.  In 2006 the City hired the consultation services of the National Fire Services Office to develop a strategy to eliminate areas receiving ISO Class-9's.  Cape Coral has a dynamic fire department, but lacked the needed fire hydrants to cover half of the City limits; thus leaving very large areas poorly protected by the ISO Class-9.  The fire Chief and his staff wanted better for his community.  NFSO designed an alternate water delivery strategy that used TurboDrafts, a mechanical-less pump, to deliver water from local canals.   Using TurboDrafts CCFD easily met the needed fire flows of the community; which enabled CCFD to change their ISO Class rating from a Split Class 4/9 to a Class- 3.    In 2008 CCFD earned the distinction of being the largest City to use alternate water as a primary source which covered over 50% of the city limits. It earned Cape Coral an ISO Class -3/3!
 
http://www.capecoral.net/Home/NewsHighlights/tabid/712/mctl/ArticleView/ModuleID/1520/articleId/443/Default.aspx

 

Camden County Fire Department serves 620 square miles. In 1999 the County Commissioners desired for the County fire departments to offer a Class-5 at every fire station. But they had a problem: No Pressurized Hydrants within the County Fire District. Using an NFSO water delivery plan and its project management, the County Commissioners were greatly surprised and pleased in 2001 when they learned from ISO that every County station had earned a Class-4/4. All properties located within 5-road miles of any County Fire Station today still offer the best residential ISO rate possible.  CCFD used dry hydrants and water shuttle.  

 


 

We Provide Water Certification!

 

  • Pre-Inspection Assessment
    Don't miss valuable points. NFSO can assist your agency by providing a review of your records, equipment, training, 911 communication center, and the water system. We can provide a formal document that will provide needed information to guide your agency to a better score with your next survey. This document also provides a 5-year plan that can be used for budgeting and department growth planning. It rates the needed areas of improvements by using a five year time-line.  It would be a bad time to learn that you need improvements during an Insurance Services Office inspection. Implement those improvements before the inspection. Get your department on the road to recovery. We have never visited a fire department that is already receiving the maximum credit for records of: hose test, ladder test, pump test, hydrant tests, training, staffing, equipment carried, hose carried, operational procedures, 911 Center operations, and water system data. Our goal is to accomplish long lasting improvements will lead to a lower fire suppression rating.
     

  • Fire Suppression Rate Schedule (Full Meal Deal)
    We assist your fire department throughout the entire inspection process. We will fly to your agency and personally guide your department through this rigorous process. We will improve your methodology of keeping good records of: testing, training, staffing, calls, pre-plans, and purchases. We'll work with your 911 center and your local water providers to improve the scores they receive. We provide a 50-year drought study if needed. Our technicians will train your staff in the field and at your station(s). This program is very comprehensive and consistently provides the lowest scores.
     

  • Water Distribution Study
    NFSO develops a written assessment to identify the strengths and weaknesses of a community's water delivery methodology. Information is collected from water providers which can be used to quantify the available water verses the needed water for "Fire Flow".  Up to forty  (40.0) points can be earned from water during the ISO survey.  It is critical to earn your maximum credit for this issue. This information can also be used for planning and growth development purposes. This section contains almost half of the entire ISO grade. 
     

  • Alternate Water Supply (Water Shuttle and Dry Hydrants)
    We have one of the best records in the country.  When other consultants told Camden County Commissioners that the County's 620 square miles covered by 10-stations could never be a class 5/5, we proved it could be done.  And we went one step further. Camden County Fire Rescue now holds a Class 4/4 rating. Homes that are four and a half miles from any of Camden's 10 fire stations now receive the best rating a homeowner can be rewarded, a Class 4. A "Water Shuttle" can be a fire department's best weapon in reducing insurance rates.  It gives all property owners the same credit as if a hydrant was located in their front yard! All areas receive the same rate. Not only is a water shuttle attainable, but affordable.  Did you know that dry hydrants can also receive the same credit as a pressurized hydrant?  Like many of the fire departments we work with, Coffee County Fire Department received a class one score for their water supply. Dry hydrants were the only water sources used during the inspection. Let us show you how your community can benefit from dry-hydrants.

  • Billing for Emergency Services
    You may be losing money every day! In most states, fire departments can bill insurance companies for services they provide. These funds can help your department buy that needed new truck, purchase equipment, or hire fire fighters. Fire Departments, Rescue Squads, EMS, and Emergency Management Agencies use our proven billing service to assist receiving these funds. We teach your agency how to bill insurance companies for the service your agency provides. These insurance payments can equal big bucks for your operating budget. Check your homeowner's insurance policy. You'll find a clause that provides for the fire department to be paid for services rendered.  Why throw this money away?

  • Emergency Management Issues
    NFSO can assist your community by designing: School Safety Plans, Emergency Operation Plans, Hazardous Mitigation Plans, Mass Fatality Plans, Hurricane Disaster Plans, Severe Weather Action Plans, Coastal Zone Management Initiatives, Disaster Planning for Pets and Animals, Safe Sheltering Planning, Storm Ready Certifications, or any other Contingency Planning needs.

     

  • Training Video Production
    NFSO owns and operates a complete video production studio. Videos produced by firefighters; for firefighters! Our studio produces training videos that use your department's equipment, techniques, input, personnel, and ideas. We produce training videos that teach cognitive and practice based skills. These videos provide vital information that will assist your department by teaching needed skills meeting NFPA, AWWA, and ISO® guidelines.  We can also produce a historical video of your ISO inspection. The video would provide a record of your department's efforts as it goes through the rate reduction process. This would be a wonderful tool to use to recap for future inspections or can be used to maintain the quality of operations in the future. We would film your agency from the beginning to the end of your inspection!

  • Equipment Condition and Training Report
    Is your equipment compliant? Do you stock it properly? Replacement frequency? Is your training up-to-date? Is it NFPA and ISO® compliant? Are you training using the proper criteria? Do you have enough training hours per year? These are things you need to know! 
     

  • Manpower Assessment
    Many times NFSO is contracted to look into a departments operational methodology to provide an assessment of needed employees, verses their current staffing load. Sometimes we find a department needs more, and sometimes they need less.  NFSO offers different perspectives as to how staffing changes will effect your communities ISO score.
     

  • Records Management
    Is your training calendar up to date?  Are your pumps being tested on time?  Will your run reports give you the maximum credit?  Are your hydrants receiving maximum credit?  Do you have a computer program holding this data? We will assist your agency by creating a yearly schedule for these items. We also have experts that can review your computer system to identify critical areas that need improvement.

  • E-911 Enhancements and Design        NFSO can provide professional E-911 project management and consultation!  NFSO specializes in E-911: building design; hardware collaboration, software upgrades, radios enhancements, building improved management protocols, and data storage issues. We’ll show your community how to save money on ground-up or remodeling projects and receive better services. Let us show you how to save money with your 911 dispatch system.

  • Apparatus Needs and Verification?
    Before you purchase that ladder truck, engine or hose...call us!  We will show you how to get the most credit out of your purchase. New apparatus must be designed to fit local needs and to maximize ISO credit. 
     

Most chiefs deal with an Insurance Services Office survey once in their career, if at all.  Why take the chance of losing those needed points?  Why receive a poor score for your community. Providing these services is our only business.  We lower rates day in and day out.  You need a professional agency that has the resources and commitment to help your agency get that low score.  Our staff has over 100 years of Fire Department Management and Insurance Adjusting and Underwriting experience.

NFSO is a full line industry leader that provides nationwide services.


The Insurance Services Office (ISO) works for the insurance industry. 

We work for you!


Call 904-683-3028

Fax 912-857-6710  

          National Headquarters       

             1622 Airport Road         

                        Sylvania, Georgia 30467                      

                                                        Skip@NFSO.us  

This website and the products and services noted herein are not in any way sponsored by, related to, or connected with, the Insurance Services Office, Inc. ("ISO®") or any subsidiary or affiliate of ISO®."